The REI Co-op Mastercard is a credit card designed for outdoor enthusiasts and adventure seekers who frequent REI, the popular outdoor retail cooperative. Offering a range of benefits and unique features, this credit card has gained attention from those who value both their outdoor pursuits and financial advantages. In this article, we will delve into five key aspects of the REI Co-op Mastercard, helping you understand why it might be the perfect fit for your lifestyle.
Earn Generous REI Rewards:
Discover the standout feature that sets the REI Co-op Mastercard apart - its rewarding loyalty program, designed to enhance your shopping journey. As a cardholder, you'll earn an impressive 5% back on all purchases made at REI, both online and in-store. That means every dollar spent gets you more! But wait, there's more. Enjoy 2% back on grocery store purchases, making your everyday shopping even more rewarding, and 1% back on all other transactions.
But here's the real game-changer: these rewards accumulate as the "REI Co-op Annual Dividend." Watch as your rewards grow over time, allowing you to enjoy even bigger savings on your REI purchases. Gear up for outdoor adventures and indulge your passion with the incredible incentive structure of the REI Co-op Mastercard. Don't miss out on this opportunity to make your shopping experiences even more rewarding!
No Annual Fee and Competitive APR:
Say goodbye to annual fees! The REI Co-op Mastercard stands out from the crowd by offering a no-annual-fee policy, unlike many premium credit cards. This means you can enjoy all the perks of a rewards card without the worry of an annual cost. Plus, the card offers a competitive Annual Percentage Rate (APR), making it an attractive option for those who carry a balance from month to month. With no annual fee and a reasonable APR, the REI Co-op Mastercard gives you more value for your money.
Special Financing on Outdoor Gear:
As outdoor enthusiasts, investing in high-quality gear is crucial for our adventures. The good news - the REI Co-op Mastercard offers special financing options to help you fund your purchases! With this credit card, you can pay off larger outdoor gear and equipment purchases over time with extended payment plans. Additionally, enjoy 0% intro APR for the first 12 billing cycles on eligible purchases. This makes the REI Co-op Mastercard an essential tool for outdoor gear financing, allowing you to make big-ticket purchases without any added financial stress.
Exclusive Member Events and Discounts:
Experience more than just a credit card! As an REI Co-op Mastercard holder, you gain exclusive access to member-only events and receive early notifications about sales and promotions at REI. Enjoy special discounts on classes, events, and REI Adventures, enhancing your overall experience and fostering a sense of community among fellow cardholders. With the REI Co-op Mastercard, you're not just getting a credit card - you're joining a community!
Contactless Payments and Security Features:
Stay ahead of the curve with contactless payments! The REI Co-op Mastercard is equipped with cutting-edge technology, allowing for quick and secure transactions, whether you're shopping in-store or online. Rest easy knowing your financial information is protected with advanced security features, including chip technology, encryption, and identity theft resolution services. With the REI Co-op Mastercard, you can shop with peace of mind.
Discover the comprehensive and rewarding experience that awaits outdoor enthusiasts like you with the REI Co-op Mastercard. Apply today and unlock a world of benefits!
How do you qualify for REI Mastercard?
To qualify for the REI Co-op Mastercard, you must be a member of REI and have an active account. Membership requires a one-time $20 fee, which grants you access to exclusive deals, sales, and events at REI. Additionally, applicants must meet certain credit requirements set by the issuing bank, US Bank. These criteria may include having a good credit score, stable income, and low debt-to-income ratio. Once you meet these qualifications and are approved for the card, you can start taking advantage of all the benefits it has to offer.
Benefits of REI World Elite Mastercard
The REI World Elite Mastercard is another option for outdoor enthusiasts, boasting its own set of impressive benefits:
Unmatched REI Rewards:
As with its counterpart, the REI World Elite Mastercard offers cardholders 5% back at REI. In addition, it steps it up by providing 3% back on mobile wallet purchases, enhancing your rewards on everyday purchases.
Travel and Adventure Benefits:
Designed for those with wanderlust, this card offers a range of travel benefits such as no foreign transaction fees, making it a great companion for international travel. Plus, you can earn 2% back on car rentals and hotels.
Mobile Wallet Compatibility:
The REI World Elite Mastercard supports mobile wallet platforms like Apple Pay and Google Pay, ensuring a smooth payment experience.
Mastercard ID Theft Protection™:
The card comes equipped with advanced security features, including Mastercard ID Theft Protection™ to safeguard your personal information.
Priceless® Experiences:
The card offers access to unique, once-in-a-lifetime experiences across the globe as part of the Mastercard Priceless® Experiences program.
Conclusion:
The REI Co-op Mastercard stands out as a compelling choice for outdoor enthusiasts who frequent REI for their gear and equipment needs. With its generous rewards program, no annual fee, special financing options, exclusive member benefits, and advanced security features, this credit card caters to the unique preferences and lifestyles of those who are passionate about outdoor activities. Before applying, it's crucial to assess your spending habits, financial goals, and affinity for REI to determine if the REI Co-op Mastercard aligns with your needs and preferences.
